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Don’t just buy a house, but buy a vacant house with no occupants, as soon as you make payment, occupy the house and take immediate possession, it makes it impossible under the law to eject you until it is proven otherwise that you are not the rightful owner under a law court. It takes the Grace of God couple with a trustworthy estate agent to close a land deal successfully. Also, you need to know how to fight against land sales scam. It takes weeks and months to verify land not under government acquisition; it takes time to verify the true owner of a land which is mostly done through private investigation. The state government can only do very little to determine ‘who owns a land’ except if the land has C of O or Governor Consent and this is why more people continue to fall victim of ‘Omo-Onile’.
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The best way to buy a land in Lagos without regret is by first contracting the job to an experienced and trustworthy real estate agent, buy a land with C of O, Governor consent though it may be more expensive alternatively a land with a Government Gazette indicating that the land is free from government acquisition.
Secondly, the best house to buy is the one that has a Governor Consent, this is a statutory right of the owner to sell or transfer the property to another person. Within 24 hours you can verify ownership of a property with a Governor Consent. If you are satisfied with the verification of the Governor Consent and Deed of Ownership between original owner and the seller, you can make payment, but ensure that the house is without an occupant, collect the key and take immediate possession.
Thirdly, buy a house that comes with a C of O, though its a long procedure to get a C of O This Title reassures you that the land is safe with a Government Title, it is easier to verify this in the land Ministry, though both C of O and Governor Consent add more to the cost of the house, but the cost is worth the pain of losing all your money on the property.
Finally, you can buy a house that comes with a Government Land Gazette and a Deed of Ownership. This is the most common and comes with a lower price, but ensure the house is vacant to take immediate possession after payment. Once you have verified that the land is free from Government acquisition and the Deed of Ownership is genuine and the house is vacant, it is safe to make payment.
On a final note, when making a payment, instruct your lawyer to write a statement to purchase and it is critical to pay by cheque, attach the cheque with the statement, make a copy of both and let the owner endorse and acknowledge that he receives the document, also make it a crossed cheque to give space should in case you want to stop the payment before maturity.
"the best house to buy is the one that has a Governor Consent, this is a statutory right of the owner to sell or transfer the property to another person. Within 24 hours you can verify ownership of a property with a Governor Consent. "
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